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All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication or future results.

Opinions expressed herein are solely those of Transcend Retirement and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Hatherley Capital Management, LLC dba The Retirement Solutions Group dba Transcend Retirement, an Investment Advisor in the State of Nevada. Being registered as an investment adviser does not imply a certain level of skill or training. Insurance products and services are offered through independent insurance agent, Andrew Hatherley. None of the above are affiliated with or endorsed by the Social Security Administration or any government agency.

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